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Visa 与 Artemis 联合发布智能体支付报告:x402 协议上线一年处理 1500 万美元交易额,AI 微支付时代加速到来

火星财经消息,Visa 与链上数据分析平台 Artemis 此前联合发布《Agentic Payments from the Ground Up》报告,基于实时链上数据对AI智能体支付趋势进行了量化分析。报告指出,智能商务应分为宏观交易(AI代理人类完成预订、订阅等,适配现有卡体系)与微支付(机器间高频小额支付,单笔远低于 1 美元,传统支付架构难以支撑)。报告重点分析了两个“机器原生支付”协议: x402 (由Coinbase、Cloudflare等开发, 2025 年5月上线)截至 2026 年4月21日,经调整后交易额约 1500 万美元、交易笔数1.096亿笔,买方42.2万个、卖方约 5300 个,活动主要集中在 Base 、 Solana 和 Polygon ,以USDC结算; MPP (由Stripe、Tempo开发,Visa参与, 2026 年3月中旬上线)上线 33 天交易额约2.5万美元、交易笔数11.5万笔,同时支持链上加密支付和法币结算。报告认为AI能力跃升( 2025 年中Claude 4.5及GPT Codex 5.2发布后)创造了程序化付费需求,叠加区块链结算成本下降,使 1 美分至 1 美元区间的微支付首次具备经济可行性。目前加密原生协议与卡支付阵营界限正逐渐模糊,但智能体支付仍面临误购、对抗性攻击及责任归属等信任挑战。
Disclaimer: The views above are the author's only and do not represent 711BTC. Nothing here constitutes investment advice.

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07-07 17:04Important

Coinbase has obtained a MiFID license in the UK, which will allow it to offer derivatives and stock trading to UK users.

Odaily Odaily that Coinbase has announced it has obtained a UK Investment Services License (MiFID), enabling it to offer trading services for traditional financial products to UK users. Institutional and professional traders will be able to trade crypto, stock, and commodity perpetual contracts, while retail users will be able to trade stocks on the Coinbase platform for the first time. Coinbase stated that this license, together with its existing UK e-money license and crypto asset registration qualifications, forms part of its regulatory framework. It represents the largest expansion of the company's product capabilities since entering the UK market and will further advance its "Everything Exchange" strategy. In the future, the platform will also gradually support services such as stablecoin payments, savings, lending, and tokenized real-world assets (RWA).

07-05 09:32Important

Coinbase: Advancing its "One Asset, One Market, One Platform" strategy in the first half of the year

Odaily Odaily reports that Coinbase released its monthly review on July 1st, stating that in the first half of the year, it advanced its product portfolio around the principle of "one asset, one market, one platform," covering tokenized stocks, pre-IPO perpetual contracts, stock options, crypto options, stock index perpetual futures, AI tools, payments, stablecoins, and on-chain infrastructure. Coinbase stated that its tokenized stocks are 1:1 backed by US company stock and are expected to include dividends, on-chain trading, holding, and redemption features, but are not available to US users. Coinbase also stated that its pre-IPO perpetual contracts will begin with SpaceX, then expand to OpenAI and Anthropic, and will offer crypto options through Deribit integration. Coinbase CEO Brian Armstrong stated on July 3rd that Coinbase is one of the companies with the highest level of AI adoption globally. Coinbase also stated that it has launched a direct INR channel in India, become the official deployer of Hyperliquid's USDC treasury wallet, and is partnering with Ethena on assets exceeding $5 billion. It also mentioned transferring approximately $4.4 billion in USDC to Hyperliquid. (Bitcoin.com News)

06-25 17:02

JPMorgan executive: Exploring the application of Agentic AI in cross-border payments and treasury automation.

According to Mars Finance, during New York Tech Week 2026, Zack Anderson, Chief Data and Analytics Officer of J.P. Morgan Payments, shared the latest applications and strategic outlook of AI in payment infrastructure at a seminar. He stated that AI applications in the banking industry are maturing rapidly, with most AI agents now operating invisibly in the background, significantly improving the efficiency of payment flows and risk management capabilities. Anderson pointed out that with the popularization of agentic AI, the core challenge facing the payment field lies in the governance and auditability of "machine authorization" (especially for high-value payments). He emphasized that using AI to handle complex cross-border payment compliance rules is a significant near-term opportunity, potentially leading to a substantial reduction in payment rejection rates. Furthermore, while current corporate AI investments are mostly concentrated on the customer front end, "Agentic Treasury" will be a crucial early opportunity in the future, and its large-scale application still depends on further improvements in underlying data and governance infrastructure.

07-08 19:47

The Coinbase Bitcoin Premium Index has been in negative territory for 51 consecutive days, setting a new record for the longest consecutive negative trend.

According to Odaily data, the Coinbase Bitcoin Premium Index has been in negative premium territory for 51 consecutive days (from May 19th to present), with the latest value at -0.0923%. Previously, the index was in negative premium territory for 40 consecutive days from January 16th to February 24th this year, setting a record for the longest consecutive negative period since the index's inception, exceeding the approximately 30 consecutive days of negative premium during the "10/11 crash". Historical data shows that prolonged negative premiums often accompany the exit of US institutional funds, suggesting potential short-term downward pressure.

07-08 18:23Important

Coinbase launches perpetual contract trading competition in India with a top prize pool of 350,000 USDC.

PANews reported on July 8th that Coinbase has launched the "Coinbase Champions Cup: India" perpetual contract trading competition in India, with a total prize pool of up to approximately 350,000 USDC (approximately 330 million rupees). The prize pool will be unlocked in tiers based on the cumulative perpetual contract trading volume of all participating users; the current prize pool is 50,000 USDC. Participants must be legal residents of India, at least 18 years old, have opened a Coinbase Advanced perpetual contract account, and complete at least 100 USDC of trading volume in the designated competition account.

07-08 09:37

The Coinbase Bitcoin Premium Index has recorded a negative premium for 50 consecutive days, setting a new record for the longest streak in history.

PANews reported on July 8th that, according to Coinglass data, the Coinbase Bitcoin Premium Index has been in negative premium territory for 50 consecutive days, setting a new record for the longest such streak, with the latest value at -0.0696%. The Coinbase Bitcoin Premium Index measures the difference between the price of Bitcoin on Coinbase (a major US trading platform) and the average price in the global market. A negative premium typically reflects significant selling pressure in the US market, decreased investor risk appetite, increased market risk aversion, or capital outflows.