Tokenized Deposits Could Drain $700 Billion From Bank Lending, Dallas Fed Warns
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Tokenized deposits could raise US credit costs: Dallas Fed economists
Dallas Fed economists said faster, programmable deposits could make bank funding less stable, potentially pushing lenders toward more expensive funding.
Data: RWA's total assets were approximately $31.7 billion in June, with private lending increasing by approximately $883 million month-over-month.
According to ChainCatcher, citing data from Binance Research, as of June 2026, the total value of RWA assets reached approximately $31.7 billion, with the private lending sector showing the strongest monthly growth, adding approximately $883 million. The Binance Research report states that Centrifuge has driven a resurgence in the tokenization of private lending, with its $200 million JAAA issuance on Solana demonstrating the feasibility of on-chaining institutional-grade assets. Furthermore, Binance launched bStocks, converting real-world US stock holdings into tokens on the BNB Chain, supporting 24/7 on-chain transactions. The report shows that 80% of tokenized stock trades originate from emerging markets, 93% of trades are fragmented, and the median trade size is $18.81. Binance Research projects that, assuming a 0.4% penetration rate, the tokenized RWA market could expand to $661 billion, representing an upside of approximately 62 times from current levels.
Russia's Sberbank Sees $46 Billion in Crypto Trading, Plans Ethereum and USDT-Backed Loans
Deputy Chairman Anatoly Popov told state media that trading could hit 4 trillion rubles in its first year, as the bank prepares to broaden crypto-backed lending once regulators sign off.
More Markets lending reserve drained for $9.3M: Blockaid
Blockaid said an attacker used an Ankr liquid staking token and E-mode to overborrow from More Markets and drain about $9.3 million in WFLOW from a lending reserve.
Crypto Group Warns Fed Could Use Banking Access to Squeeze Digital Asset Firms
The Blockchain Association is urging the Supreme Court to take up Custodia’s case, saying that broad Fed power over “master accounts” could be used to push crypto firms out of the banking system.
Swiss private bank Julius Baer: The Federal Reserve is unlikely to raise interest rates, and gold prices are expected to rebound.
According to Mars Finance, citing Jinshi, Swiss private bank Julius Baer predicts that the Federal Reserve is unlikely to raise interest rates and the dollar may weaken, thus gold prices are expected to recover lost ground.