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(Coordinated Universal Time)",{"id":34,"title":35,"content":36,"publishTime":37,"important":9,"sourceName":38,"language":18,"dateString":39},204757,"Revolut私募估值达1150亿美元，已成为欧洲估值最高的初创企业","BlockBeats 消息，10 月 5 日，据路透社报道，加密友好银行 Revolut 的私募估值已达 1150 亿美元，成为欧洲估值最高的初创企业，估值超过英国巴克莱银行和法国兴业银行。该公司目前拥有 8000 万客户，接近摩根大通的 8400 万，并高于汇丰银行的 4100 万。Revolut 正申请更多市场牌照，推动业务从墨西哥扩展至澳大利亚等地区。\nRevolut 2025 年税前利润为 17 亿英镑，低于巴克莱银行的 90 亿英镑，但仍保持快速增长。其收入来自支付、外汇及卡片订阅等多种产品，而非主要依赖贷款。截至 2025 年底，Revolut 贷款规模仅 22 亿英镑，贷存比为 6%，显著低于汇丰的 55% 及法国兴业银行的 86%。\nRevolut 仍面临每名客户收入偏低、贷款业务规模有限及主要账户使用率不足等问题。在美国市场，公司拥有临时牌照，但将面对更激烈竞争。此外，Revolut 此前还因反洗钱缺陷在立陶宛被罚款，并于 9 月误将部分客户数据发送给冒充政府调查人员的黑客。",1791169860000,"Blockbeats","Mon Oct 05 2026 03:11:00 GMT+0000 (Coordinated Universal Time)",{"id":41,"title":42,"content":43,"publishTime":44,"important":9,"sourceName":45,"language":18,"dateString":46},199019,"Revolut获阿根廷央行批准收购Banco Cetelem，将获当地银行牌照","Odaily星球日报讯 数字银行 Revolut 宣布，已获阿根廷中央银行批准收购法国巴黎银行旗下 Banco Cetelem Argentina。交易完成后，该机构将更名为 Revolut Bank 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